Be cautious if you receive any unsolicited text messages asking if you do home inspection services. There has been a report of a potential scam regarding home estimates. If you are contacted by an individual claiming to be in the hospital and asking you to run his credit card for a down payment to be able to access the property for inspection, this may be a scam. Remember, the merchant is liable for card-not-present transactions should the card used turn out to be used fraudulently. As such, the scammer gets paid, but the merchant will be liable if the transaction is processed.